Pinnacle Stratus 1.0, light blue with dark blue highlights, ladies bike with low crossbar.  It has full silver mudguards, a kickstand and a pannier rack.  I think it's a S (small, 5'3") frame.  The front wheel has a silver threaded air inlet, the rear one is coated black. I have the frame number should you need it.

The panniers are HiGear, black with a mesh pocket top and one side, with a zip pocket the other side, and reflective white highlights.  There's an Abus armoured cable lock and extension in one main pocket, a Jacobs Babtie branded longsleeved yellow hi-vis in the other, a light set and bungee cords in one zip pocket, and a towel and bin bag in the other.  The panniers are both covered in (and full of) small bits of hay.